We’re on board with the Citizen’s Advice Scotland national campaign to beat the scammers who are targeting people of all ages, across Scotland.
The most common types of scam are:
Card not present fraud
People from all walks of life can be scammed, from 18 to 80.
The group we might call ‘life established’ (45-60s) make up the largest group targeted by scammers.
Scams often result in losing large sums of money. A third of all victims of scams are 41–60 year olds. This age group accounts for the highest percentage of prior fraud victims (34.3%) and there are certain scams they are most vulnerable to. These include investment fraud, phishing and other banking scams, property scams and pension liberation scams.
In contrast, young people (aged 18-24) have seen a sharp rise in the number of scam victims and and are among the least likely to report a scam.
Become more vigilant, spread the word and seek advice regarding any scams that you have come across, even if it’s on behalf of someone else.
Here are our top 5 tips to become “fraud smart”
1: Staying Alert: When someone you don’t know calls you, be alert as it could be the start of a scam.
2: Unknown Company: If you’re in doubt, call the company back on a phone number listed on its website, or the number shown on your bill or statement
3: Missed Calls: If you receive a missed call from a number you don’t know, check it out before calling back. It may be a premium rate number
4: Unknown Texts: If you receive a text from unknown number, or just not sure who it is. Avoid texting back as it can cost you a packet and they won’t stop sending more.
5: Tax Man: If you receive calls from the tax man saying your due a tax rebate, and they need your bank details, hang up immediately. Scammers just want your bank details.